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Heat Pump COP & Savings Calculator

Compare heat pump efficiency and annual heating costs against natural gas, propane, oil, or electric resistance heating.

System Parameters

COPactual = η × Thot / (Thot - Tcold)  |  η = 0.40 (air), 0.50 (ground)

Actual COP

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HP Annual Cost

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Current Fuel Cost

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Annual Savings

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Additional Details

Carnot COP

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HP Install Cost

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Payback (Years)

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Annual BTU

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COP vs. Outdoor Temperature

How this was calculated

Carnot COP: T_hot(K) / (T_hot(K) - T_cold(K)). Temperatures converted from F to Kelvin.

Actual COP: Carnot COP * efficiency factor (0.40 for air-source, 0.50 for ground-source). Clamped to minimum 1.0.

Fuel efficiencies: Gas furnace 95%, propane 90%, oil 85%, electric resistance 100%.

Fuel energy content: Gas 100,000 BTU/therm, propane 91,500 BTU/gal, oil 138,500 BTU/gal.

Install cost estimate: ~$15,000 for air-source, ~$25,000 for ground-source.

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Understanding Heat Pump Efficiency

A heat pump moves heat from a cold source to a warm space, achieving efficiencies well above 100% because it transfers heat rather than generating it. The Coefficient of Performance (COP) measures how many units of heat are delivered per unit of electricity consumed. A COP of 3.0 means 3 kWh of heat for every 1 kWh of electricity. COP decreases as the temperature difference between indoor and outdoor increases, which is why ground-source heat pumps (which draw from a stable ground temperature) maintain higher efficiency in extreme cold.

All calculations run entirely in your browser. Built by Groundwork Analytics. info@petropt.com.

Disclaimer: These calculations are for screening and educational purposes only. Actual heat pump performance varies by model, climate, and installation. Groundwork Analytics assumes no liability for decisions made based on these results.